homesquadcities.net

Mortgages and Home Loans Quad Cities and USA

kwhaugen — Wed, 20 Jan 2010 19:58:40 +0000

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FINANCING AVAILABLE FOR THIS QUAD CITIES HOME!

(AND ALL OVER THE USA)

Exclusive Home Harmony Hills Davenport IA

Learn How Loan Home Inc. Works: www.loanhomeinc.com

Loan Home was founded by people with a desire to correct an injustice that has taken place in the mortgage industry over the past 30 years.

Common consumer problems that we noticed:

Mortgages were refinanced every 2.7 years!
Many consumers were tempted by low adjustable rates into accepting more complicated loans with payments that soared in later years.
Consumers are still struggling to make payments that get higher and higher.
Lenders and brokers recorded record profits during the boom!

Loan Home’s revolutionary approach is making waves in the industry by giving back some of the profits to the consumer when they obtain a loan through our system.

Click Here

ABOUT HOME LOAN, INC. FOUNDERS

JAMES JOHNSON

James has a BA in Justice Administration with a major in criminal law from Western Illinois. After graduating, James went on to start his career in the financial services industry. Working as an investigator for a commercial insurance firm, James developed a formidable reputation for his understanding of the complex procedures that govern the industry.

Looking for a fresh challenge, James made a career move to industrial sales management where he had overall marketing, sales, business development and fiscal responsibility for a five state area. There, he managed to win a number of key accounts among Fortune 500 clients while spearheading exponential growth among small and medium sized organizations as well.

He then went on to build a team of licensed financial professionals where he received over 100 awards for his results, and for the meaningful relationships he managed to foster with local communities and key stakeholders.

With extensive experience in sales, marketing and business development, James forms an integral part of the Loan Home Inc team.

MIKE KARCZEWSKI

The son of a police chief, Mike grew up on the South Side of Chicago. He graduated from the US Naval Academy in Annapolis and served in the US Navy as an aviator. Directly after his stay in the Navy, he transitioned into another service organization – the Chicago Police Department. Although he loved the adrenaline-pumping action he had become accustomed to, he was eager to find out what he could bring to the financial services industry.

In this new career, in a few short years Mike built one of the fastest growing and largest organizations in the Midwest, and was promoted to senior vice president in 2002 gaining industry recognition as an accomplished strategist. He attributes his business success to his recruiting, training, leadership and team development skills shaped by the military, his father and the police department.

He is well known in the organization as a “People Mover” and his discipline helps to keep the entire team on our toes and focused on our targets.

Mike’s recruiting, development and leadership abilities are truly able to blossom in the Loan Home Inc environment.

EDUCATION

History of Mortgages

In the early days of homeownership, mortgages didn’t exist. To purchase a house, you had to pay cash in full. After the Depression, Franklin D. Roosevelt tried to stimulate the economy by creating a new agency to boost home ownership called the Federal Housing Administration, or FHA. For the first time Americans were allowed to finance part of their homes with “only” 80% down. Americans were able to finance the 20% on either 5 or 7 year terms!

Over time, the down payment requirement decreased and the 15 year term was introduced. Finally, the 30 year term was introduced to allow almost all Americans the opportunity of home ownership. Consumers focused on the lower monthly payment and free cash flow the longer terms created, never looking at how the loan really works. Lenders collected billions in extra profit as a result, never daring to remind consumers of the benefits of the shorter terms, as that would severely cut into their profits.

Making the most of your Mortgage

Fast forwarding to today, unethical brokers continue to gouge consumers while leading them into loan programs that are designed to keep the consumers in debt forever, benefitting primarily the banks and brokers. Mortgage terms continue to increase, with recent introduction of 40 year and even 50 year mortgage terms.

Next time you refinance your mortgage, consider reducing the number of years in the term (i.e. instead of a 30 year mortgage opt for a 20 or 15 year term). In a traditional 30 year mortgage, very little principal is paid in the first years. In fact for a traditional 30 year loan amortization, it’s not until the 22nd year of the mortgage that half of the original principal is paid! By opting for the shorter term mortgage, you will be saving not just years but thousands of dollars of interest as well.

Bi-Weekly Mortgages

By simply making bi-weekly payments on your mortgage, you can build equity faster, save thousands of dollars in interest and cut years off your mortgage. Click Here for our bi-weekly mortgage calculator to see how much you can save.

Blemished Credit? Not a problem!

Does your credit leave something to be desired? Increasing your credit score can help you qualify for the mortgage program you want and deserve. Contact our credit correction partner at creditcorrectioninfo@loanhomeinc.com to confidentially discuss your unique situation.

Organizations: Click Here — www.loanhomeinc.com

Consumers: Click Here —- www.loanhomeinc.com

Harmony Land Development, LLC

Davenport, IA 52806 (563-323-2128) or (563-391-4993)

kwhaugen@aol.com

GET PAID FOR GETTING A MORTGAGE!!

Davenport Brady Street TIF Corridor Opportunity

kwhaugen — Sat, 19 Dec 2009 21:42:40 +0000

Reduced $105,000 from Listed Price.

GeoThermal Heating and Cooling, 4600+ Sq. Ft., Ample Parking

Additional Land Also Available

Located Next to New Handicap Development Center and New Salvation Army, across from New Pleasure Pools and Spas. Ideal for owner-occupant or for real estate investment, currently occupied. Additional land also can also be purchased for expansion of existing building, or new development of commercial, office, or affordable high density housing. Owner will consider joint-venture opportunity. See details at www.homesquadcities.net. Phone 563-323-2128 for viewing.

Location: 4121 Brady Street, Davenport, IA
Asking Price $480,000 - 4605 Sq Ft Commercial Building, Occupied by Retail Tenant, with Flexibility for New Lease Terms and Owner-Occupancy for all or part of space. Ideal for either office or retail users.
Partial occupancy available immediately. Currently occupied month-to-month by Quad Cities Discount Hardwood Floor Covering Outlet.
Potential for purchase of additional adjacent lots for future expansion, or development.
Property is in Davenport’s prime target area for re-development known as the Brady Street Corridor, where there is ample opportunity for TIF funds.
Geothermal for energy efficient HVAC for Davenport Green Friendly Businesses.
Additional adjacent land is perfect for Quad Cities High Density Affordable Housing Project, or Retail/Office Condos, or Medical Professional Clinics – with 10-year Property Tax Abatement. Real Estate Joint Venture Investors - Owner Will Discuss Alternatives & Opportunities.
See ad on Craigslist: http://quadcities.craigslist.org/bfs/1517553143.html (12/19/09)

Quad Cities Reverse Mortgages Are Available

kwhaugen — Tue, 08 Dec 2009 01:15:19 +0000

Awesome 3-Car Villa, Upgrades Galore!

Roberta Pulse, Loan Originator, Cherry Creek Mortgage Company, Bettendorf, Quad Cities, says:

“Reverse Mortgages are Available!”

What is a reverse mortgage?

Reverse Annuity Mortgage (RAM): A form of mortgage in which the lender makes periodic payments to the borrower using the borrower’s equity in the home as collateral for and repayment of the loan.

For information about easy home buying in the Quad Cities, contact kwhaugen@aol.com, or phone 563-323-2128. Trade your existing home with us!

It is really easy to afford this Sleepy Hollow Villa Ranch Home. Harmony Land Development, LLC, builder of this dream home, specifically designed for aging in place. We have the contacts and the methodology to assist you in financing this home. If you have existing equity in your current home, we can help you use that equity for the affordable purchase of a wonderful new home at Sleepy Hollow Addition, Davenport, Quad Cities, Iowa. A “trade” for your current home will be thoughtfully considered, and a fair price will be applied to make your move into Sleepy Hollow an easy and affordable transition.

photo credit: benklocek

Sleepy Hollow Welcomes All Generations!

For information, contact Paula Ruefer at Mel Foster Company: pruefer@melfosterco.com

Visit www.ruhlhomes.com/sleepyhollow

Announcement: iNetGlobal New CEO Steve Keough

kwhaugen — Sun, 15 Nov 2009 03:47:33 +0000

iNetGlobal Announces New CEO, Steven J. Keough

Harmony Land Development, LLC is proud to be a part of the iNetGlobal marketing organization. The Harmony Internet Marketing Division, Quad Cities, Davenport, Iowa, USA has been a member of iNetGlobal since 2008 when the company first took its marketing efforts into the Network Marketing arena. Our world-wide growth has been phenomenal because of our powerful internet marketing products, and almost unparalleled income-earning opportunities. www.harmony.inetglobal.com/rep

Your Quad Cities Local Niche Geo Targeted Marketing Experts

Steven J. Keough, President/CEO

We are delighted to have Steve Keough on Board to

continue with our super-sonic growth and product

development.

iNetGlobal - Your Internet Solutions Partner

Steven J Keough

iNetGlobal™ a division of the Inter-Mark Corporation is pleased to announce the appointment of Steven J. Keough as its President and Chief Executive Officer. Steve has decades of business experience which includes Senior Officer operational role with a Public Company , and an active Legal Practice in the areas of Intellectual Property Law, Management, and International Transactions.

Steve’s educational background includes a Bachelor of Science from the United States Naval Academy at Annapolis, a Master of Arts in Congressional Study from the Catholic University of America, and a Law degree from Boston College Law School.

Steve has also completed additional graduate studies in Business, Finance and IT Management from the University of Chicago-Graduate School of Business and the Keller Graduate School of Management. A retired United States Senior Naval Officer, Steve is also conversant in English, Chinese and French.

Steve’s wealth of Experience in Business, Law, IT, International Marketing and the Military, gives him a unique and distinct advantage in heading up iNetGlobal.

We are Pleased and Proud to have Steven J. Keough as our President and CEO

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To Your Online Success!

International Marketing Director

iNetGlobal - Your “Internet Solutions Partner”

Quad Cities Tools for Real Estate Internet Advertising

kwhaugen — Tue, 10 Nov 2009 01:54:58 +0000

This Quad Cities real estate developer knows the value of a great real estate site! This same Quad Cities Web-Site Developer knows the value of a great “virtual estate” web-site!!

Cash in on the Internet Gold Mine!

photo credit: aresauburn™

At www.harmony.inetglobal.com/rep you can learn about internet marketing tools for your real estate (or any) business. At Harmony Land Development, LLC, we bridge the gap between real estate and virtual estate by providing the powerful tools to give your real estate business the exposure that it needs to be successful.

As the saying goes, when Gold is Discovered, go there and sell picks and shovels!

At iNetGlobal, we sell picks and shovels to help you cash in on the internet goldmine.

www.harmony.inetglobal.com/rep

Perhaps it may seem strange to you to see an article like this on a Quad Cities Real Estate Developer’s web-site, but if you think about it, it makes sense. Is there a lot of difference? Real Estate is all about location. Location is all about exposure. Is Virtual Estate (your web-site) any different?

Your web-site is all about EXPOSURE, just like a real estate site.

At iNetGlobal, we have learned about the power of Quad Cities local niche target internet advertising and marketing. As a result, it has given us the internet exposure that has greatly enhanced the impact on our marketing budget and advertising dollars. Internet marketing, done correctly, is extremely low cost. In fact, this ad costs us precisely $0.00. Not only that, our membership in iNetGlobal has given us an income stream that is available to you for the asking, thru the power of multi-level-marketing.

Before you decide not to click the link below, ask yourself, why is Donald Trump moving into MLM? What does Warren Buffet say about Network Marketing? Why are on-line sales increasing dramatically, every year, even during this recession?

Join up here: www.harmony.inetglobal.com/rep We want to help you succeed!

Harmony Featured in Terry Swails Holiday Fun Book

kwhaugen — Tue, 03 Nov 2009 01:41:05 +0000

Congratulations to www.terryswails.com on the successful launch of a great website that is finding its way to top ratings in our Quad Cities area, and far beyond with internet presence. Example: Go to www.acesse.com and search “Terry Swails” and see what we mean.

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Click Here to Learn About iNetGlobal

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Harmony Land Development, Quad Cities Source for Real Estate and Virtual Estate!

Check out our Quad Cities Affordable Housing at Sleepy Hollow Addition in the Heart of Davenport.

Low Cost Travel - Click Here

Call us at 563-323-2128, and we will help you get started by redeeming your coupon to enroll you in the iNetGlobal Opportunity to build the best home-based business you have ever seen!

Harmony Land Development, LLC, and www.homesquadcities.net are proud to be featured in the Terry Swails Holiday Fun Book, now in print or available for your viewing at www.terryswails.com/funbook.

QUAD CITIES LOW COST ADVERTISING AT: www.harmony.inetglobal.com/rep

QUAD CITIES LOW COST TRAVEL AT: www.meetplanb.com/eng/harmony

QUAD CITIES SLEEPY HOLLOW - City Close, Country Quiet

kwhaugen — Sun, 25 Oct 2009 17:14:42 +0000

Sleepy Hollow Addition - City Close - Country Quiet IN THE HEART OF DAVENPORT

Price Reduction to $229,900 for this awesome 3-car fully loaded new home! (Reduced for Limited Time - Subject to Change)

1450 W 39th St, Davenport, IA

Three car garage and a full upgrade interior, including solid tops, top of the line cabinets, wood flooring, generous appliance allowance, and neat green space view. The Villas at Sleepy Hollow offer many options and plans available including 2-3 car garages, 2-3 bedrooms, step less universal design, and unnoticeable handicap modifications. Never move again! Neat “storm room” option on main. We can customize carefree living! Stand alone villas available also.

LEARN MORE ABOUT THIS PROPERTY AT www.ruhlhomes.com

Paula Ruefer New Home-Builder Listing Quad Cities

kwhaugen — Mon, 21 Sep 2009 17:38:09 +0000

Paula Ruefer, Licensed in Iowa & Illinois REALTOR®

Exclusive Home Harmony Hills Davenport IA

Property Description:

SERENE COUNTRY SETTING ON HARD SURFACE ROAD. NEW CONSTRUCTION, BRICK FRONT RANCH WALKOUT TO 1.23 ACRE LOT. OPEN GREAT RM PLAN, 3 BRS + 4 BATHS, 6 PANEL OAK DRS, HIGH CEILS, CHERRY STAINED MAPLE KIT CABINETS W/BLACK GLAZE, GRANITE & MEGANITE, APPLS, LG CORNER PANTRY, BBAR ISLAND, L-SHAPED 4-SSN RM, ANDERSON WNDWS & DOORS, MASTER SUITE W/ACCESS TO 4-SSN RM, WALK IN CLOSET & WALK-IN TILED SHOWER, DOUBLE VANITY, GREAT MAIN FLR. LAUNDRY W/BUILT-IN CABINETS & SINK, FIN. WALKOUT W/DEN, BATH & REC RM. XLG INSUL GARAGE 8′ OH DOORS W/STEPLESS ENTRY. PRIVATE SUBD LAKE STOCKED W/BASS, CATFISH, CRAPPIES, BLUEGILLS. AND YOU SHOULD SEE THE GEESE AND DEER. BORDERS SCOTT COUNTY’S BEAUTIFUL WEST LAKE. BIKE, HIKE, CROSS-COUNTRY SKI, AND CANOE. TERRIFIC NEIGHBORS TOO!

Click to See MLS Listing Info

: 150 Paces Away, Private Exclusive Lake AccessWildlife Abounds - Geese,Deer,Turkeys,Red Fox, Etc.

Paula Ruefer New Home-Builder Listing Quad Cities

Click to See Picture Gallery

Davenport, IA

Quad Cities Event Sunday August 30 at Fairgrounds

kwhaugen — Sun, 30 Aug 2009 15:58:11 +0000

Don’t miss the big flea market, today August 30, at the Great Mississippi Valley Fairgrounds, Davenport, IA

photo credit: greencandy8888

See Great Vendors at Davenport Fairgrounds, such as:

Nikki’s Design (Designer Jewelry and Precious Gems
Kent Bowers and HIS FAMOUS HAND CARVED DUCK CALLS
iNetGlobal, the people that show you how to do your own geo local niche target internet marketing and advertising
Go to www.harmony.inetglobal.com and contact Diane or Ken Haugen at kwhaugen@aol.com or go to www.mlm-im.com and learn about our Tuesday night meetings to learn about building your own Quad Cities Home Based business. Make money from home. We offer the BEST TOOLS IN THE BUSINESS OF ADVERTISING ON THE INTERNET!!
We are the Quad Cities Internet Advertising and Marketing PROS! www.harmony.inetglobal.com

Quad Cities Event: Open House New Ranch Home

kwhaugen — Wed, 26 Aug 2009 21:06:05 +0000

Open Great Room Spectacular View

Granite and View to West Lake Park

OPEN SUNDAY

1-3 PM AUGUST 30

PRICE REDUCED!!!

DETAILS qcfsbo

10991 156th St

Davenport, IA

QUAD CITIES OPEN HOUSE SUNDAY AUG. 30

(1-3pm) Details available at

qcfsbo.com/listings/2009-Vol06/WNY73AR.html

: Exclusive Ranch Home Harmony Hills Estates

: Ranch Home Walk-Out Access to Private Lake